Florida — 2025 defaults (editable)

Estate Planning Calculators

Threshold & planning tools for individuals and married couples. Florida has no state estate tax. Federal values default to 2025 but are editable.

Last updated: October 10, 2025

Estate Tax Exposure Estimator

Simplified estimate comparing your taxable estate against the federal exclusion. Assumes a 40% top rate for potential exposure.

Taxable estate (simplified): $0.00

Exclusion remaining after prior gifts: $0.00

Potential exposure over exclusion: $0.00

Estimated tentative estate tax (40%): $0.00

This is an educational estimate; actual liability depends on full IRC rules, elections, valuations, and state/federal changes.

Portability (DSUE) Estimator

Estimate the Deceased Spouse’s Unused Exclusion (DSUE) that could be ported to the survivor by filing Form 706.

Decedent taxable estate (simplified): $0.00

Exclusion used by decedent (est.): $0.00

Estimated DSUE: $0.00

Election must be made on a timely filed Form 706 (including extensions). Even small estates may wish to preserve DSUE.

Annual Exclusion Gift Planner

Plan tax-free gifts using the annual exclusion. Defaults to 2025 amounts—edit as needed.

Per-donee limit (this plan): $0.00

Covered by exclusion: $0.00

Potential taxable portion: $0.00

Gift-splitting usually requires filing Form 709 for each spouse.

Basis Step-Up Estimator

Estimate potential capital gains avoided when appreciated assets receive a step-up in basis at death (subject to IRC rules).

AssetCurrent basisFair market value

Total basis: $0.00

Total FMV: $0.00

Gain potentially avoided: $0.00

Community/marital property, trust ownership, and state law affect step-up results.